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GtownHoo

Joined: 09/29/2013 Posts: 25551
Likes: 12397


Don't get too excited - it seems to be hit or miss and up to the creditor


to decide if they want to give you a pass. It just takes persistence and letter writing. Just old school. Tell them your situation, be honest about it and sometimes they give you a pass... Probably depends on who's reading your letter. It's a 50/50 proposition, at best, but probably not even that good. I've had it work once or twice. But in more cut/dry situations like yours, I've failed. But if you're going for a mortgage or something, spending a few bucks and the time can be worth the shot.

(In response to this post by Cutter)

Posted: 06/10/2021 at 09:08AM



+1

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Current Thread:
  Good info here already; another resource inside -- QBSacker 06/10/2021 10:47AM
  This is the answer. -- TheManUpstairs 06/10/2021 12:53PM
  OK I'm back... There's no magic science behind it... -- GtownHoo 06/10/2021 09:20AM
  Good info, G. ** -- Trigon 06/10/2021 10:59AM
  I would just try to contest it yourself first -- GtownHoo 06/10/2021 07:49AM

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